Health insurance is of key importance for every foreign posting. The requirements on comprehensive cover are particularly high when family members accompany an employee who is sent abroad. So it is important for the employer to assume his responsibility in this respect. He may in any case already face this question before the foreign posting or at the latest when a problem (such as insufficient cover) occurs.

Group solutions from two employees

Employers can secure themselves against what may be a very time-intensive and costly procedure by taking out international group health insurance (that usually covers treatment costs in the case of both sickness and accident). Such collective solutions are offered from a minimum of two persons.

• A flexible framework agreement in which new employees may be registered and existing employees deregistered at any time. Premiums are billed only for those months during which an employee is registered.
• As a rule, all nationalities may be insured in all countries (including countries with a higher risk). Insurance cover may also be offered for all employee categories (e.g. trainees, expatriates, TCNs, key local nationals, etc.).
• Almost all providers offer private healthcare cost insurance (sickness and accident) with a completely free choice of doctor and hospital (worldwide or in the respective cover zone). This allows an employee (or his dependants) to be treated in their country of residence, their home country or in another country of their choice. He is also relieved of any time-intensive formalities regarding social insurance law.
• Medical assistance such as an emergency evacuation is generally included in such an agreement.
• A worldwide network of hospitals is also included in the standard offer.
• Attractive tariff models (e.g. Profit Share, Cost Plus, etc.) are available for larger groups.

expatpartners has many years of experience and expertise in this sector. We know the best insurers worldwide and are aware of the strengths and weaknesses of the various offers. Companies throughout the world rely on us for the selection of suitable corporate solutions.